Randy Templeman, Realtor
(607) 785-8585

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My Monthly Newsletter Updated for September

1 Search Local MLS Now search new listings by date on market!

2 Area Open Houses Updated every Thursday

3 HUD Homes Info

4 NY HUD Homes New listings on Fridays

5 HUD Homes Buying Guide

6 NY VA Homes

7 NY USDA Homes

8 NY Agency Relationships Disclosure Form

9 Broome County Parcel Info System

9A Tioga County Parcel Info System

10 Broome County Clerk's Public Search System

11 Property Records (9 Counties)

12 Broome County Tax Rates

13 Tioga County Tax Rates

14 Review tax payment info for select areas

15 Buying a Home: Settlement Costs

16 STAR Form

17 STAR Savings - How is it determined?

18 STAR Q & A

19 NY Equalization Rates by County

20 Property Assessment Grievance Info

21 NY Municipal Profile Information

22 NY School Property Tax Report Cards

23 NY School Report Cards

24 Does NY owe you money? Look here!

25 Glossary of Real Estate Terms

26 Historic Home Info

27 Home Sales Stats

28 House Price Calculator

29 Emergency Guide

30 IRS Selling Rules

31 IRS Publication 523

32 Grievance

33 Streamline(K) info

34 Streamline(K) details

35 Real Estate Career

35A Real Estate Career Simulator

36 Designations Find out what those letters after a Realtor name indicate

37 Code of Ethics

38 Specialty Mortgages

39 Why use a Buyer's Agent

40 2006 Cost vs. Value Report

41 Binghamton Price Report

42 Multiple Offer Guide

43 Social Benefits of Homeownership

44 CLUE for Sellers

45 CLUE for Buyers

46 CLUE Q & A

46A Insurance Shopping Guide

46B Top 10 Insurance Questions

47 NY County Links

48 NY Tenant's Rights Guide

49 ID Theft Brochure

50 ID Theft Information

51 ID Theft Video (1 min 49 sec)

52 Alternate Property Records

53 FEMA: What's Your Flood Risk? Check an address here

54 FEMA Map Service Center

56 FEMA Mapping Tutorial

57 FTC Tips on Selling Your Home

58 Mortgage Info

59 Home Inspection Virtual Tour

60 Equity Theft

61 Reverse Mortgages

62 Fair Housing

63 FHASecure

64 Mortgage Calculators

65 Mortgage Rates

66 Mortgage Articles

67 RESPA FAQ

68 First Time Home Buyer Tax Credit

Randy's Bio


  Need more than what you see here? Call the Templeman Team at 785-8585 (area code 607).
 Prequalify For A Loan

Prequalify For A Loan

To start the loan pre-qualification process, please complete and submit the form below. Items marked in red are important for helping me pre-qualify you for a loan. After I receive this information I will contact you with a few more questions to complete your application.

* Required Fields

About you:
First name:*
Last name:*
Phone number:* ext.

Best time to reach you:
Your e-mail address:*
Marital status:*
 

If there is someone else applying with you, please enter their name below:
Their full name:
 

Your current address:
Street name:*
City:*
State:*
Zip:*
 

Status:
This loan is for a:*
Your ownership status:*
 

Address of the property you are buying, if you have decided:
Street name:
City:
State:
Zip:
This property will be a:
 

Estimate your loan:
Purchase price of the property?*
(Do not include commas.)		 dollars
How much do you want to borrow?*
(Do not include commas.)		 dollars
Length of years for mortgage: years
Annual interest rate: %
Annual property tax:(if known) dollars
Annual property insurance: (if known) dollars
 

Employment and expenses:
Your employment status:*
Co-borrower's employment status:
 

What is your occupation or type of business?*

 

How many months?*
How many months have you been working for your currentemployer?
(If self-employed, how long have you had your own business?) 		months
 

What is your total monthly income?*
Please include the income of anyone applying with you. dollars
 

Your current monthly housing costs.
(Please include the housing costs of anyone applying with you.)
Rent: 
First mortgage: 
Second mortgage:
Taxes: monthly
Homeowner's insurance: monthly
Homeowner's dues: monthly
 

Other payments:
How much do you pay each month on other debts such as car loans and credit cards?
Please include the debts of anyone applying with you. 		dollars
 

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Articles
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Links
 		   RealtyUSA tech links
Value of a Realtor
Scholarship Application
e-PRO Registration
Basics for First Time Buyers
Refinancing
NY Median Sale Prices by County
NY School Report Cards
Search NY Municipality info
NY Agency Relationships Disclosure Form
2008 Code of Ethics
Leveraging Your Money
100 Q&A About Buying a Home
Length of Your Mortgage
   Saving for the Down Payment
Closing Costs
How Mortgage Loans Work
When To Pay Points
Adjustable-Rate Mortgages
How Much Can You Afford?
Getting Your Finances in Order
Your Credit History
Mortgage Glossary
Free CMA Request
Free Reports
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Free Moving Quote
  
 
Randy Templeman ABR, CRB, CRS, e-PRO, GRI, PMN, SRES
Phone
(607) 785-8585
Fax
(607) 748-8903
Toll Free
(800) 836-0708

E-Mail Me

Realty USA
3630 George F Highway
Endwell, NY 13760

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