MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_NextPart_01C73F1A.64D97160" This document is a Single File Web Page, also known as a Web Archive file. If you are seeing this message, your browser or editor doesn't support Web Archive files. Please download a browser that supports Web Archive, such as Microsoft Internet Explorer. ------=_NextPart_01C73F1A.64D97160 Content-Location: file:///C:/8C76452F/MortgageInfo.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Supervisory Policy on Predatory Lending

Speci= alty (Non-Traditional) Mortgages: What are the Risks and Advantages?<= span style=3D'font-family:Arial;color:black'>
Produced jointly by the National Association of REALTORS® (NAR) and the Center for Responsible Lending, this brochure can help you make an informed= decision about the kind of home financing that is best for you. It will help you ass= ess the risks and advantages of interest-only, negative amortization, payment option ARM, and 40-year mortgages.  <= /span>Learn more

Traditional Mortgages: Understanding Your Options<= /p>

With= the rise of specialty (non-traditional) mortgage options, consumers have mo= re choices than ever before when shopping for a mortgage. While specialty mortgages may help make homeownership more affordable, they generate more risk and consumers should understand these risks before they choose a mortgage. = This brochure, also produced jointly by NAR and the Center for Responsible Lending, explains that for most consumers, traditional fixed-rate mortg= ages and adjustable-rate mortgages (ARMs) contin= ue to be excellent options.  Learn more

Learn About FHA Mortgages
The Federal Housing Administration has made significant improvements to= its mortgage insurance programs. Many aspects of the FHA application proces= s have been streamlined to make it more user-friendly and efficient. This brochure, produced by NAR, FHA, and the Department of Housing and Urban Development, outlines the changes to FHA and how to qualify for an FHA mortgage, and other resources available from FHA, HUD, and NAR.
Learn more

How to Avoid Predatory Lending
Finding an affordable home loan with fair terms and reasonable costs is= a crucial step towards achieving homeownership. Unfortunately, home buyers need to be aware that some lenders offer predatory loans that take advantage of consumers. This brochure, produced jointly by NAR and the = Center for Responsible Lending, identifies the warning signs of predatory loan= s. It also gives consumers tips on how to avoid them,<= /span> including questions they should ask when shopping for a loan. Learn more

<= /o:p>

 

3D"FDIC Supervisory Policy on Predatory Len= ding Learn mo= re

 

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